NestEgg

Target Date Funds

The target date funds – which we call NestEgg℠ Funds – from American Independence are an easier, simpler, systematic way to achieve your financial goals over time. The NestEgg Funds are designed as an understandable and easy-to-follow solution that allows American investors to forget about the work and worry of do-it-yourself investing, and tap into a smart, powerful, professional investment management strategy that is targeted at specific financial goals.

Though no strategy can guarantee results, the NestEgg Funds are designed to maximize the likelihood of an investor's portfolio reaching its target with a consistent reduction of risk along the way. We do this by removing the emotion-driven and headline reactions that many individual investors make and replace them with a sound, transparent, rules-based portfolio that uses proprietary methodologies to achieve broad investment diversity on a cost effective basis. The ultimate goal of this “glide path” strategy is to “bring you in for a landing” at your destination.

NestEgg 2010 Fund

This Fund may interest investors who have short to medium time horizons, or investors who may be saving for a particular goal in life and may need to withdraw a substantial portion of their investment in, or around, the year 2010.

NestEgg 2020 Fund

This Fund may interest investors who seek long-term total return from a balanced portfolio, or investors who may be saving for a particular goal in life and may need to withdraw a substantial portion of their investment in, or around, the year 2020.

NestEgg 2030 Fund

This Fund may interest investors who have a long-term time horizon, or investors who may be saving for a particular goal in life and may need to withdraw a substantial portion of their investment in, or around, the year 2030.

NestEgg 2040 Fund

NestEgg 2050 Fund

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Important Disclosures

Investing in the Funds involves risk. Equity securities are more volatile and carry more risk than other forms of investments. The Funds may invest in small and mid cap securities which are more volatile than large cap stocks. Value-based investments are subject to the risk that the broad market may not recognize their intrinsic value. Investments in fixed income securities are subject to interest rate risks. The principal value of a bond falls when interest rates rise and rises when interest rates fall. During periods of rising interest rates, the value of a bond investment is at greater risk than during periods of stable or falling rates.

Investing in a single-sector mutual fund involves greater risk and potential reward than investing in a more diversified fund. By concentrating on a small number of holdings, the fund carries greater risk because each investment has a greater effect on the fund's overall performance.

For more complete information, you can obtain a prospectus containing complete information on the funds by calling 866-410-2006, or by downloading them from this web site. You should read and consider the fund’s investment objectives, risks, charges and expenses carefully before you invest or send money. Information about these and other important subjects is in the Funds’ prospectus.

Morningstar, Inc. is a leading provider of independent investment research in North America, Europe, Australia, and Asia.

Shares of the American Independence Funds are distributed by Foreside Distribution Services, LP, which is not affiliated with American Independence Financial Services, LLC, American Independence Capital Management, LLC, or Miller & Jacobs Capital, LLC.

NOT FDIC INSURED MAY LOSE VALUE NO BANK GUARANTEE